Alabama travel health insurance plans give the insured individual a baseline of medical benefits only during the dates of international travel. Health insurance companies issuing travel health insurance plans will require you to enter the date of departure and return on the travel health insurance application. Approved coverage will provide benefits only between those dates.

Travel health insurance plans are accident-only policies that provide medically necessary benefits for unplanned visits to the hospital resulting from unexpected illness or accidental injury. Travel health insurance plans will not provide coverage for standard health care procedures, preventive care including immunizations, maternity treatment or other expenses deemed medically unnecessary. Consequently, you should not purchase travel health insurance with the intent of using it to treat pre-existing conditions. Travel health insurance should only be used in emergency situations while traveling.