Most people would love to be retired at age 36, right? No more job, no more commute, no more daily grind of responsibilities and worries and climbing the corporate ladder. Being financially independent at such a young age is most people’s idea of a dream come true. But according to a recent article in the New York Times, early retirement isn’t always what it’s cracked up to be.

 

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Author: Rick Lindquist, Expert on Health Insurance and Business

Why does your employer offer health insurance? Is it because they care about your health?

NOPE. The primary reason companies offer health insurance today is for recruiting and retention purposes. That is, health insurance is a valuable form of compensation because:

1. It is tax deductible to the business
2. Employees get the benefit 100% tax-free

As a result of this enormous tax advantage, $1 in health benefits may be worth $1.50 – $2.00 in pay to an employee depending on his or her family’s tax bracket.

Read the full post on why employers offer health insurance.

“Article by Zane Benefits  Small Business Health Insurance Alternatives”

HEALTH REIMBURSEMENT ARRANGEMENTS

101 Customizing and Controlling an Employee Health Benefits Plan that Makes Employees Happy.

PREFACE

Continual increases in healthcare costs have adversely impacted U.S. businesses’ ability to provide health benefits. Smaller employers have been particularly hurt, and many have dropped group plans because they have become too expensive. Mid-size businesses cope with rising costs by shifting more of the burden to their employees and their dependents. In response, businesses of all sizes are taking a careful look at using Health Reimbursement Arrangements, or HRAs, as an integral part of their health benefit plans.

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On June 3rd, 2012,
MyInsuranceExpert.com will be participating in the Dexter Ann Arbor Run for the
second year in a row. Last year, our dedicated team of runners, better known as
“Follow Me to the Beer Tent,” raised an impressive $5,500 (and a lot of
eyebrows in the process) for 3-year-old, Alex Mandarino who is suffering from a
rare cancer known as Neuroblastoma.

This year, we’re once again
strapping on our running shoes and putting on outrageously short shorts to run
in support of Detroit community activist group, the Motor City Blight Busters.

Read the full post on Run, run as fast as you can!.

The New Year is a great time to make resolutions about improving your health and wellness, but as we all know, it can be really tough to stick to your resolutions, especially when it’s January and it’s cold outside. But now that spring is here, perhaps it’s a good chance to revisit some of the top health and wellness trends for 2012 and see how these fit into your lifestyle for the rest of the year.

Read the full post on Top Health Trends for (the rest of) 2012.

There was a great interview on NPR’s “Fresh Air” recently about the surprising health benefits of yoga. Western science/medicine is learning more about the health benefits of this ancient spiritual practice. Yoga is not just about flexibility and meditation, it can also lower your blood pressure, improve cardiovascular function and lower the risk of various diseases.

Eli Broad, a science writer for the New York Times, has written a new book called The Science of Yoga, which explores the history, risks and rewards of yoga. There is much more to yoga than most people might expect.

Read the full post on 5 Surprising Health Benefits of Yoga.

When we get in touch with you and begin to help you find the best possible life insurance at the lowest price, we soon ask for your payment info, social security number, etc. Don’t be alarmed by this. While it’s always good to be cautious when people and organizations ask for your payment info, we need it for a few simple and safe reasons. And in all our years of business, we’ve never had someone’s personal information compromised or misused. Brian explains below.

We’ve added yet another episode to our “Insurance Insights” series, which features helpful tips on understanding life insurance, and also how to get the most bang for your buck! Our latest video, which was  featured here on Quicken Loans, speaks about the difference between a brokerage like us, and captive agents, which you may be more familiar with (but don’t get too comfortable!). We’ll show you which way we feel is best for you, your needs, and your budget.

Most people do not love buying life insurance. Have you ever heard someone say, “Guess what? I’m so excited – this weekend, my wife and I are going to BUY LIFE INSURANCE. Woooo!”

The #1 reason why buying life insurance is not a popular pastime? It’s complicated. It’s difficult. It’s hard to get “plain English” explanations for what it’s all about. It’s hard to know if you’re getting a good deal and it’s hard to understand the different options and benefits and price points from all the various life insurance companies.

Read the full post on Life insurance is complicated! Who can help me?.

Working at MyInsuranceExpert.com doesn’t just give you a job; it gives you a career where you can grow. Meet Eric as he explains his experience at the organization.