Just the other day MyInsuranceExpert had a client calling in for health insurance as he sat in the emergency room.  He had broken his hand, and was looking for medical insurance to help offset his inevitable bills.  The bottom-line is the fact that this individual waited until it was too late to get health insurance.  To begin, the enrollment process can take anywhere from 2-3 weeks, and pending surgeries can either be excluded from coverage or considered an auto-decline.  Unfortunately, our Advisor was unable to help him with his insurance needs.  Do not wait until you’re sitting in the ER to get your insurance.

Read the full post on Buy Health Insurance Before You Need It.