The COBRA act gives any worker the right to continue group health insurance coverage in the event they leave the company due to career change or layoffs. COBRA protects workers from the prospect of being uninsured by allowing for this extension that gives a departing employee the opportunity to find a suitable replacement to the group health insurance plan. COBRA specifies that in the case of a group health insurance extension, the exiting employee can be responsible for the entirety of the health insurance premium, depending on the employers policies.

Unfortunately, the provision that the exiting employee is responsible for the entirety of the health insurance premium means that any person extending their group health insurance plan under COBRA is likely paying a substantial sum of money for his or her health insurance plan. The fact is, absent employer contribution to the health insurance premium, COBRA insurance is just to expensive for Idahoans. MyInsuranceExpert.com can help you in your search for a high quality health insurance plans by providing you with tools and resources that make comparing and contrasting various health insurance plans a breeze. So if you are looking for a health insurance plan to take the place of your COBRA extended group health insurance plan, you've come to the right place at MyInsuranceExpert.com.