Short-term health insurance plans are designed specifically for those people who are temporarily without health insurance due to job change, graduation, temporary reduction of hours or any other cause of temporary loss of health insurance. If you are not certain that your uninsured state will be temporary, short-term health insurance is not for you. Short-term health insurance plans tend to run between 1-6 months.
Most short-term health insurance plans will provide a baseline of medical services to cover unexpected illness or accidental injuries. Short-term health insurance plans will not cover costs associated with routine health care, preventive health care and immunizations or dental and eye care. Moreover, short-term health insurance plans provide health insurance coverage for a limited time frame and once that period has passed, it may be difficult to purchase additional, permanent health insurance plans depending on the condition of your health.