You should only consider short-term health insurance if you know for certain that you will be receiving a standard health insurance plan in the near future. Since short-term health insurance plans only offer health insurance coverage for 1-6 months, they should never be relied upon to provide medical benefits in the place of a standard health insurance plan.

Since short-term health insurance plans only provide interim coverage, they will only provide health care coverage in extreme circumstances. Accidental injury and unexpected illness will almost certainly be covered by all short-term health insurance plans. However, short-term health insurance plans may not provide coverage for routine health care, preventive health care and immunizations or dental and eye care. Moreover, short-term health insurance plans provide health insurance coverage for a limited time frame and once that period has passed, it may be difficult to purchase additional, permanent health insurance plans depending on the condition of your health.