Insurance in Rhode Island

Many thousands of Rhode Islanders currently lack insurance due to inherent limitations in their search tactics. Most people simply turn to the life or health insurance providers that they are familiar with for quotes and base their decision to purchase or not purchase health insurance on that small survey of the market. Inevitably, those uninsured in Rhode Island who find expensive quotes determine that they cannot afford insurance. Worse yet, many more people don't even take the time to investigate their insurance options at all, assuming that it's just not a privilege that they could ever dream of having.

At My Insurance Expert, we hope to change that viewpoint. With our search tools, it's easy to find health or life insurance quotes from all the top providers as well as those insurance providers you may not be as familiar with enabling you to make a decision about life and health insurance based on the entire picture of the market. Our belief is that the greater the breadth of information you have access to, the greater your chances of finding an insurance plan that gives you the benefits you need at an affordable rate.

Our expert advisors have been a part of the insurance industry for years and can answer any questions that arise during your search. You can search the market with confidence thanks to My Insurance Expert so don't hesitate another moment! Start your search today.

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Rhode Island Insurance Plans

Term Life Insurance
These days it seems like everyone offers life insurance policies, such as health insurance providers and banks. It can be difficult to find the best life insurance coverage to suit your needs with so many varied plans at varied rates. MyinsuranceExpert.com can help you shop for life insurance plans from many reputable providers. You can trust MyinsuranceExpert.com to get you the information you need to choose an affordable life insurance plan that will provide you with the peace of mind that your family needs.

Health Insurance
Allow MyInsuranceExpert.com to help you compare Rhode Island health insurance plans across a wide spectrum of options to find which one is right for your needs. Whether you are looking for a health insurance plan to cover just yourself or your entire family, MyInsuranceExpert.com can help you find insurance that protects you well at a rate you can afford.

Short Term Health Insurance
When you find yourself between jobs, freshly graduated from college, working on contract, or just temporarily uninsured, for whatever reason, then a short-term health insurance plan can provide you with the security you need at an affordable price. With MyinsuranceExpert.com, you can evaluate short-term health insurance plans ranging from 30 days to 180 days and get you covered starting right away.

COBRA Health Insurance
A federal law called COBRA (which stands for Consolidated Omnibus Budget Reconciliation Act of 1985) provides that all employees with health insurance will have continued coverage through their previous employer's health insurance group plan for up to 18 months, after a job loss. However, the individual is responsible for the entire health insurance premium. This can be far more costly than what you were paying while at the company. With MyinsuranceExpert.com, you can evaluate the pros and cons of keeping your COBRA coverage as opposed to shopping for an individual health insurance plan. We will help you determine which health insurance plan will be right for you.

Travel Health Insurance
If you are one who is planning to travel outside the country, travel health insurance is of utmost importance. Many conventional health insurance policies will not take care of your medical costs while you are out of the country and these expenses in other countries can be quite expensive. MyinsuranceExpert.com will provide a wide array of travel health insurance plans that will keep you covered while you are traveling.

New Immigrant Health Insurance
If you recently immigrated and are living and working in Rhode Island, then new immigrant health insurance coverage from MyinsuranceExpert.com is what you need. Normally, standard health insurance policies from your home country will not take care of medical expenses incurred while residing in Rhode Island. It is of utmost importance that you have a health insurance plan that can provide you medical and financial security. MyInsuranceExpert.com will help you efficiently examine your options of health insurance to find a policy to meet your needs.

Dental Insurance
Everyone needs to go to the dentist, perhaps for a simple cleaning or a much more significant dental procedure. Unfortunately, health insurance plans normally will not include dental and most dedicated dental insurance plans are only offered as part of a group plan with an employer or other organization. At MyInsuranceExpert.com you can find an affordable, individualized dental insurance plan that is just what you need.

State Insurance Office Details

Like other states, Rhode Island has its own set of laws and regulations governing all insurance carriers. The contact information below is for the Department of Business Regulation so you can stay abreast of any new developments within your state as it relates to insurance.

Rhode Island Department of Business Regulation
1511 Pontiac Avenue
Cranston, RI 02920

Phone: (401) 462-9500

Fax: (401) 462-9532

Web: http://www.dbr.state.ri.us/